European Commission

 

Keywords details

The keyword 'financial services' has been found in the following documents:


UCP Directive

Whereas (10)
Whereas (9)
Article 3 9.





EC Guidance

1.5. Commercial practices occurring in the financial sector fall within the scope of the Directive





Cases

National ID Common name Subject Directive article Date decision Decision type
Recommendation no 1/03-05-2008 misleading advertising Article 5 4.
Article 6 1.
03/05/2008 Other
MD 2010:6 comparative advertising Article 5 1.
Article 5 2.
Article 5 4. (a)
Article 6 1.
Article 14 3. al1 al1
09/02/2010 Court decision in appeal
Cour de Cassation, première chambre civile, N° 05-20176 enforcement 22/01/2009 Supreme court decision
PS1191 PORTABILITÀ MUTUO-GRUPPO UNICREDIT misleading commercial practices Annex I al1 18.
07/08/2008 Administrative decision, first degree
A822-1370/2013 A822-1370/2013 price Article 7 1.
Article 7 2.
Article 8 al1
29/10/2013 Court decision in appeal
PS8510 "BANCO POSTA-PROMO 4%" misleading advertising Article 6 1. (b)
30/05/2013 Administrative decision, first degree
[2009] EWHC 2386 McGuffick v. Royal Bank of Scotland Plc legal actions Article 5 2.
Article 5 4. (b)
Article 8 al1
06/10/2009 Court decision, first degree
PS7575 BANCA MEDIOLANUM-OSTACOLI CHIUSURA C/C professional diligence Article 2 (h)
Article 5 2. (a)
23/10/2012 Administrative decision, first degree
President of the Commercial Court of Brussels, 5 March 2008 misleading omissions Article 5 1.
Article 6 1.
Article 7 1.
05/03/2008 Court decision, first degree
Decision nr 8/2010 misleading commercial practices Article 5 2.
Article 6 1.
29/07/2010 Administrative decision, first degree
#08/22044 right of cancellation Article 7 1.
Article 7 4. (e)
02/12/2010 Court decision in appeal
2Co/116/2011 threat 27/10/2011 Court decision in appeal
Ombudsman of the Consumer 21st of November 2011 (Νo of protocol 10329) investments Article 7 1.
21/11/2011 Other
Slovak Trade Inspection, 12/07/2011 ref.code: SK/0323/99/2011 inaccurate information Article 5 1.
Article 5 2. (a)
Article 6 1. (d)
12/07/2011 Administrative decision in appeal
PS4714 "ALLIANZ-RICHIESTA PAGAMENTO POLIZZA ANNULLATA" payment Article 6 1. (g)
28/09/2011 Administrative decision, first degree
I ZR 167/09 advertisement Annex I al2 26.
03/02/2011 Administrative decision in appeal
C-265/12 Citroën Belux financial services Whereas (9)
Article 3 9.
18/07/2013 Court of justice decision
40/2012. VJ misleading advertising Article 7 1.
Article 7 4. (a)
15/05/2013 Administrative decision, first degree
C-453/10 Perenič financial services Article 2 (d)
Article 6 1.
15/03/2012 Court of justice decision
Ombudsman of the Consumer 28th of December 2009 (Protocol No 4084) financial services Article 5 2.
Article 5 4.
Article 7 1.
Article 7 4. (a)
28/12/2009 Other
PS2624 "CASSA DI RISPARMIO DI PARMA E PIACENZA-ESTINZIONE C/C" inaccurate information Article 5 2.
Article 7 2.
03/07/2010 Administrative decision, first degree
PS989 "AUTHOS-OPERAZIONE IDEA FORD" misleading advertising Article 5 2. (b)
Article 6 1. (d)
Article 7 2.
Article 7 4.
25/02/2010 Administrative decision, first degree
Decision no. RGD-6/2011 misleading actions Article 6 1.
Article 7 1.
Article 7 4. (c)
22/07/2010 Administrative decision, first degree
LJN: BN9774 CIG Biodiesel B.V./AFM misleading omissions Article 7 1.
Article 7 4. (a)
05/10/2011 Administrative decision, first degree
Vj-5/2011/73. vulnerable consumer Article 7 1.
Article 7 4. (a)
Article 7 4. (c)
10/11/2011 Administrative decision, first degree
PS8712 "UNICREDIT-CONTO RISPARMIO SICURO" misleading advertising Article 6 1. (b)
Article 7 1.
11/06/2013 Administrative decision, first degree
Consumer Rights Protection Centre Decision No. E03-PTU-F23-33 misleading commercial practices Article 2 (b)
Article 2 (d)
Article 5 1.
Article 5 2.
Article 5 4. (b)
Annex I al1 9.
05/07/2012 Administrative decision, first degree
Ombudsman of the Consumer 8th of November 2012 (Νo of protocol 9868) Ombudsman of the Consumer 8th of November 2012 (Νo of protocol 9868) investments Article 7 1.
08/11/2012 Other
Consumer Rights Protection Centre Decision No. E03-PTU-F108-34 pyramid scheme Article 2 (b)
Article 2 (d)
Article 5 1.
Annex I al1 9.
Annex I al1 14.
12/07/2012 Administrative decision, first degree
Consumer Rights Protection Centre Decision No. E03-PTU-F271-41 pyramid scheme Article 2 (b)
Article 2 (c)
Article 2 (d)
Article 5 1.
Article 5 4. (a)
Annex I al1 11.
05/09/2012 Administrative decision, first degree
Decision no. RPZ 46/2012 Decision no. RPZ 46/2012 financial services Article 6 1.
Article 6 1. (a)
Article 6 1. (b)
28/12/2012 Administrative decision, first degree
Ombudsman of the Consumer 11th of February 2013 (Νo of protocol 3700) investments Article 5 1.
11/02/2013 Other
Ombudsman of the Consumer 25th of February 2013 (Νo of protocol 4995) Ombudsman of the Consumer 25th of February 2013 (Νo of protocol 4995) investments Article 7 1.
25/02/2013 Other
Consumer Rights Protection Centre Decision No. E03-PTU-F94-10 professional diligence Article 2 (e)
Article 2 (h)
Article 2 (k)
Article 5 1.
Article 5 2. (a)
18/07/2013 Administrative decision, first degree
PS4755 "BNL E CARDIF-POLIZZA COLLEGATA AL MUTUO" coercion Article 6 1.
25/07/2012 Administrative decision, first degree
Ombudsman of the Consumer 27th of December 2012 (Νo of protocol 11394) investments Article 7 1.
27/12/2012 Other





Legal Literature

Reference Title Author Date
Europejski Przegląd Sądowy, March 2008, p.13-21 Bank practices violating consumer rights regarding credit cards R. POŹDZIK 2008
Nederlands Tijdschrift voor Burgerlijk Recht, 2008/8, pages 336-348 The Law on Unfair Commercial Practices and financial services O.O. CHEREDNYCHENKO and S.H. KUIPER 2008
Tijdschrift voor de ondernemingsrechtpraktijk, 2010/3, pages 110-114 The Law on Unfair Commercial Practices and the offering of financial services R.P. RAAS 2010
Weekblad voor privaatrechtnotariaat en registratie, 2009/6821, pages 953-957 Unfair commercial practices and the offering of obligations: a never ending story? T.M.C. ARONS, J.B.S. HIJINK and A.C.W. PIJLS 2009
Η έννοια του καταναλωτή σήμερα – Ιδίως στις καταρτιζόμενες με ΓΟΣ πιστωτικές συμβάσεις, Δίκαιο Επιχειρήσεων και Εταιρειών 1/2010, 4-18 The notion of consumer today – In particular in the general terms and conditions of the credit contracts P.A. PAPANIKOLAOU 2010
V. Colaert, ''Financiële diensten en de Wet Marktpraktijken: enkele knelpunten '', BFR 2011, p. 87-116 Applying the Belgian Law on Market Practices and Consumer Protection to Financial Services: Selected Issues V. COLAERT 2011
B. Keirsbilck, ''Koppelverkoop is niet langer per se verboden, maar kan wel nog in concreto oneerlijk blijven, DCCR 2011, p. 115-137 Combined offer is no longer prohibited as such, but can still be qualified as ''unfair'' in practice. B. KEIRSBILCK 2011
Banca borsa tit. cred. 2011, 03, 334 The application of unfair commercial practices regulation in the credit and insurance sector. V. MELI 2011
Nieuczciwe praktyki na rynku bankowych usług, 2011, Wolters Kluwer Polska - ABC Unfair commercial practices on the market of banking services. E. RUTKOWSKA - TOMASZEWSKA 2011





Other materials

Title Emanating from
Payment surcharges - response to the Which? super-complaint The Office of Fair Trading





Synonyms

banks