Legal Literature detail
Article 5 2.
Article 7 1.
|Reference||Europejski Przegląd Sądowy, March 2008, p.13-21|
|Country||Poland||Legal Literature date||2008|
|Author||R. POŹDZIK||Author initial|
|Title EN||Bank practices violating consumer rights regarding credit cards||URL EN||N/A|
|Title PL||Praktyki banków naruszające interesy konsumentów na przykładzie kart kredytowych||URL PL||N/A|
|Keywords||financial services, legal actions, misleading advertising, product characteristics|
This article discusses the problem of bank practices regarding credit cards, which may be deemed as misleading omissions in light of Art. 4 sec. 1 and Art. 5 sec. 1 of the Prevention of the Unfair Commercial Practices Act. The author analyses the matter of unreliable advertisement of "excluding interest period", which may mislead a consumer in combination with a lack of detailed information about a bank product and the conditions for price profit. The author also comments on the legal remedies available to the consumer in order to protect his rights.