European Commission


Legal Literature detail

Directive article Article 5 2.
Article 7 1.
Reference Europejski Przegląd Sądowy, March 2008, p.13-21
Country Poland Legal Literature date 2008
Author R. POŹDZIK Author initial
Title EN Bank practices violating consumer rights regarding credit cards URL EN N/A
Title PL Praktyki banków naruszające interesy konsumentów na przykładzie kart kredytowych URL PL N/A
Keywords financial serviceslegal actionsmisleading advertisingproduct characteristics

Head note

This article discusses the problem of bank practices regarding credit cards, which may be deemed as misleading omissions in light of Art. 4 sec. 1 and Art. 5 sec. 1 of the Prevention of the  Unfair Commercial Practices Act. The author analyses the matter of unreliable advertisement of "excluding interest period", which may mislead a consumer in combination with a lack of detailed information about a bank product and the conditions for price profit. The author also comments on the legal remedies available to the consumer in order to protect his rights.

General note

Relevant cases